Easy Money Cheats in Animal Crossing
Catch the Bees
When bees appear from trees, take out your butterfly net and face the beehive. If you can catch a bee, you can sell it for $4500.
Money Bags via Gameboy Advanced Link
Note: This trick requires a Game Boy Advance and a link cable. Play the game with the Game Boy Advance attached. Collect as much fruit as possible and travel all the way to the south. Go the pier at the beach. A Kappa will be there and will to bring you to a new island to the south. Get to the new island and drop all of your fruit. Return to the Kappa and leave. Transfer the island to the Game Boy Advance. On the Game Boy Advance, knock on the door to the house of the island animal.
After it appears, move a piece of fruit in front of the animal. It will eat it and become happy. Keep repeating this until the animal drops money bags. Feed all your fruit to the animal, then put your Game Boy Advance on standby. Resume the game on the Gamecube. Go back to town, then return and talk to the Kappa again. Your game will now be updated with the Game Boy Advance data. Travel back to the island and collect the money bags.
Money in the Bank - Save File Trick
This trick requires a memory card that has your main file on it that can deposit money at the post office (in other words, you have paid off all of your house to Tom Nook already - and another memory card with at least 3 blocks of data free, and does not have Animal Crossing town data on it. Start the game with your main file memory card in slot A and the memory card with 3 blocks free and no town data in slot B. Put all of the money in your possession in the bank, all of your important items in your house, and the letters that you want to save at the post office. Next, talk to Porter (the monkey - at the train station and say that you are taking a trip. You will get on the train, and eventually you will go back to the main title screen.
At the title screen, remove the memory card in slot B. Then, press Start and you will get the 'Welcome back, who is this?' message. When you say who you are, the game will say 'Oh I thought you were out traveling and seeing the world. I can let you play, but you won't have any items/money with you, is that OK?'. You will not lose anything because your money is in the bank and your items are in your house. Answer that it is okay. You will load up your town, and you will not have any bells, items, or letters with you. Your money is in the bank, your items are in your house, and your face is like a Gyroid. This is normal.
Go to your post office, and take out all your money. Then, drop it on the ground somewhere. Go talk to your Gryoid and choose to save, then select save and quit. Once you are back at the main title screen, put the memory card that was taken out of slot B back in slot B and press Start. When asked if you want to use the data from slot B the game will prompt something similar to 'Hey you already came back from traveling, and now you're coming back again? Do you want me to copy what you did on slot B to Slot A?' Answer yes. Once the game starts, your character will be back to normal, and your bank account will be as if you never took any Bells out of the bank. The money bags that you dropped will be where you left it. You have just doubled all your money.
There's Gold in Them There Rocks!
Go around town with your shovel and hit every rock you can find. One of them should turn red when you hit it. Keep hitting it to get more money.
Gifts from the Parents - Calendar Secret
Every New Year your parents give you 10,000 bells. Change the system date on the Gamecube; or in the Animal Crossing options and change the date to the new year. Check the mail box and you will have 10,000 bells from your parents. Repeat the process, but change the year.
Dig for fossils every time you play. When the Museum fills up with fossils, you can make a mint at Nook's or trade with residents for good items with fossils. Skulls of dinosaurs seem to be worth the most, usually bringing in 4,000 to 6,000.
Get three fossils, then send them to the museum. Then, change the day to one day later. Check your fossils. If they are rare, continue playing. If they are not, reset the game until you get rare fossils. You can either keep them for H.R.A. points, sell them to Nook, or donate them to the museum.
Turnips or Cash?
Play the Stalk Market. Turnips do not seem like that much of a commodity, but its gold in the game. You can make a fortune buying Turnips and selling them at the right price.
If you have at least 10,000 Bells, on Sunday Joan the turnip seller will at your town every from 6 a.m. to 12 noon. Buy 100 turnips as many times you can. The next day, go to Nook's store and sell them all. It is possible to get 73,600 Bells just for 100 turnips.